Why MoneyTree?
Most budgeting tools track your money by making you feel bad about it. MoneyTree was built on the opposite belief — that the habit only sticks when it feels easy.
The problem
You download a budgeting app in January. By February it's a wall of red warnings and half-filled spreadsheets — so you quietly stop. It wasn't your discipline. It was the tool.
Tracking your money should feel easy, not intimidating. Strip away the spreadsheets and jargon, and starting the habit takes seconds — sticking with it feels natural.
The idea behind MoneyTree
How it works
There's no complicated system to learn. Three light habits feed each other, and the results build quietly over time.
Log feeds Plan, Plan sharpens the coach, and each month's one small move nudges you toward surplus.
What we stand for
We coach with one clear move, never a pile of guilt. Progress beats perfection.
Your financial data powers your tracking and nothing else. We never sell it or use it for ads.
All the core tracking, budgeting, and goal tools — no ads, no paywall on the essentials.
Installs like a native app, opens instantly, and keeps working even with no signal.
Built for real life
Good habits break on the hard days. MoneyTree is built so the hard days don't undo your progress.
Instead of ten warnings, it surfaces the single most helpful thing to do this month — and shows where your month is really heading.
Type a name and it categorizes the transaction for you, learning your corrections. Frequent buys are one tap.
Totals, trends, and tap-through category charts — every slice drills into the transactions behind it.
A daily streak and milestone badges make it a habit — with a streak-freeze so one missed day never breaks momentum.
Add it to your home screen and it opens instantly and shows your last saved data — even with no connection.
Passwords are one-way hashed and your data is never sold. See how we protect it →
Start in seconds and let a small daily habit grow. No spreadsheets, no shame — just steady progress.
Install nowOn iPhone, add MoneyTree to your Home Screen from the Share menu. Native App Store & Google Play apps are coming soon.